Pricing · Lakewood Ranch, FL
CareCredit Financing for IV Therapy
CareCredit is a third-party healthcare credit card we accept as one way to pay — not financing we provide ourselves. Here is what it actually is, the one thing about promotional offers that matters most, and the other ways to pay if credit isn’t the right fit.
Treatments provided by Ultimate IV and Wellness · 7262 55th Avenue E, Bradenton, FL 34203
- CareCredit accepted
- HSA & FSA accepted
- Health insurance not accepted
- Membership tiers available
- Same practice as our Bradenton clinic
Payment methods accepted here
4
Health insurance
Not accepted
CareCredit locations nationwide
260,000+
What CareCredit Is, and What It Isn't
CareCredit is a healthcare credit card, not a financing plan we run ourselves. We accept it as a payment method the same way we accept a debit or credit card — the credit agreement itself is between you and CareCredit, not between you and us.
That distinction matters, because approval, your credit limit, your interest rate and how long any promotional period lasts are all decided by the card issuer based on your application. We do not see or set any of that, and we are not the right people to ask about your specific terms — CareCredit is.
It is accepted at healthcare providers nationwide, and using it here works the same way it would anywhere else that takes it: you apply directly with the issuer, and if approved, you can present the card at the time of treatment like any other card.
Ways to Pay for Treatment Here
Four ways, and none of them are the default — pick whichever actually suits you.
01
Card, at the time of treatment
The most common way to pay. There is no consultation fee added on top, and the price is confirmed before anything is scheduled.
02
HSA or FSA
Both are accepted here. Whether a specific treatment counts as an eligible expense depends on your plan, and in some cases on documentation from a clinician — that’s a question for your plan administrator, not us.
03
CareCredit
A third-party healthcare credit card, useful if you would rather spread a larger cost such as a planned course of treatment. Apply directly with CareCredit; we do not process the application ourselves.
04
Membership
A monthly tier rather than a one-off payment, built for people who come in regularly rather than for financing a single visit. See membership tiers for how each one works.
What “No Interest If Paid in Full” Actually Means
This is the part worth reading closely, because it’s where people get hurt.
How a promotional period usually works
Healthcare credit cards, including CareCredit, commonly offer a promotional window with no interest charged as long as the full balance is paid off before that window closes. For someone who can comfortably clear the balance on schedule, it is a real benefit.
The part most clinic pages leave out
If any balance is still open when the promotional period ends, interest is generally charged retroactively — back to the original purchase date, not only on what’s left. That single detail is worth understanding fully before you apply, and it is the most important thing on this page.
Where your exact terms actually live
The length of any promotional period, the interest rate that applies afterward, and your credit limit are all set by CareCredit based on your application. Read them in your CareCredit account or on carecredit.com before you commit to anything.
Comparing How You Can Pay
What each option is and who it tends to suit — not what anything costs. Full pricing lives on its own page.
Option
How It Works
Best Suited To
Card
Paid in full at the time of treatment
Any visit, no commitment
HSA / FSA
Your existing plan card, if the expense qualifies
Anyone with an eligible plan
CareCredit
Third-party healthcare credit card; approval, limit and rate are set by the issuer
A planned, larger course of treatment you’re confident you can repay in the terms you’re offered
Membership
A monthly tier with a required commitment
People coming in regularly, not financing one visit
This table describes how each option works, not what it costs — see the full pricing page for actual numbers before deciding how you’d rather pay for something.
“If a balance is still open when a promotional period ends, interest is often charged back to the original purchase date — not just on what's left.”
The clause worth reading before you apply for any healthcare credit card
Paying Directly or Financing With CareCredit?
There is no universally right answer, and it depends on what you’re paying for and how confident you are about repaying on schedule.
Paying directly suits you if
You’re covering a single visit, an occasional drip, or anything you can comfortably pay at the time of treatment. There is no application, no credit check and nothing to repay afterward.
CareCredit suits you if
You’re planning a larger, multi-visit course of treatment, you’ve read the issuer’s terms, and you’re confident you can repay the balance inside the promotional window you’re offered. If you’re not confident about that, it isn’t the right tool.
We Are Not Going to Push You Toward Financing
Financing a wellness purchase you can’t comfortably repay isn’t something we’d encourage, and we’re not going to dress that up. IV therapy is elective, so the honest advice here is the same as it would be for any discretionary purchase: use credit only if you’d use it anywhere else, with a real plan to clear it inside whatever terms you’re offered.
CareCredit is one option among several, not the default. Paying directly at the time of treatment, using an HSA or FSA where a treatment qualifies, or joining a membership tier if you visit regularly are all perfectly good answers, and most of our patients use one of those three.
If you do decide financing is right for you, that’s a decision between you and CareCredit. We can tell you what a treatment costs; we can’t tell you whether financing it is a good idea for your finances, and we’re not going to pretend otherwise.
If You Decide to Apply
Three steps, and the terms come from CareCredit at every one of them.
01
Apply directly with CareCredit
The application, the approval decision, your credit limit and your rate all come from CareCredit, not from us. Apply directly with them, online or by phone.
02
Read the terms before you use the card
Specifically the length of any promotional period and what happens if a balance remains when it ends. That information lives in your CareCredit account, not on this page — it is specific to your application and it can change.
03
Use it here like any other card
If approved, present it at the time of treatment the same way you would a debit or credit card. We don’t do anything differently based on how you’re paying.
Other Ways to Spread the Cost
Financing isn’t the only way to make a course of treatment easier to plan around, and for most people it isn’t the best one.
A membership tier works well if you’re already coming in regularly — you pay monthly rather than per visit, and for people who visit often it’s usually the more sensible structure than financing occasional visits with CareCredit.
If a treatment qualifies under your plan, an HSA or FSA card is a straightforward way to use money you’ve already set aside, with no application and no interest question at all.
And paying per visit, with no commitment of any kind, remains the right answer for most people. See the full pricing page for what everything costs before deciding how you’d rather pay for it.
An HSA or FSA, or CareCredit?
Both are accepted here; which one fits depends on what you already have and what you’re paying for.
An HSA or FSA suits you if
You already have funds set aside in a qualifying account and the treatment counts as an eligible expense under your plan. There is no application and no interest question — it’s money you’ve already allocated.
CareCredit suits you if
You don’t have HSA or FSA funds available, you’re financing something larger than a single visit, and you’re comfortable with a credit product whose terms are set by the issuer rather than by us.
What We Can Tell You, and What We Can't
We can tell you what a treatment costs, that HSA and FSA cards are accepted, and that CareCredit is one of the ways to pay here. That’s published information about how this clinic operates.
We can’t tell you your interest rate, your promotional period length, your credit limit, or whether you’ll be approved — those are decided by the issuer based on your application, not by us, and they can change over time. Anyone who states those figures before you’ve applied is guessing.
We also can’t tell you whether your HSA or FSA plan will treat a specific treatment as an eligible expense. That depends on your plan and, in some cases, on documentation from a clinician — your plan administrator has the real answer.
What we can say plainly: read CareCredit’s own terms before you apply, and don’t finance a wellness purchase you’re not confident you can repay on schedule.
How You Pay Doesn't Change Who Treats You
Whether you pay directly, use an HSA or FSA card, or spread the cost with CareCredit, every protocol is the same and every infusion is given by the same clinicians.
Financing changes how you pay for a treatment. It does not change who approves it or who administers it.
Medical director: Dr Stephen Jones — board-certified general surgeon since 2016, Northeast Ohio Medical University. Founder and lead nurse: Erica Barshay, RN BSN.
See What Treatment Actually Costs
Every drip, every injection and all five membership tiers are published in full on our pricing page, with the actual number beside each one.
If you visit regularly, a membership tier is worth comparing against financing a single visit — for most people, it works out the more sensible structure.
Payment and Financing Questions We Are Asked Most
Yes. CareCredit is accepted as a payment method here, the same way a debit or credit card is. It’s a third-party healthcare credit card — the credit agreement is between you and CareCredit, not us.
Many promotional financing offers charge no interest as long as the full balance is paid within the promotional period. If any balance remains when that period ends, interest is generally charged retroactively — back to the original purchase date, not only on the remaining balance. Read the specific terms of any offer you’re considering before you apply.
We don’t know, and we don’t set it. Those are decided by CareCredit based on your application, and they vary by applicant. Ask CareCredit directly, or check the terms in your account once you’ve applied.
Yes, both are accepted here. Whether a specific treatment qualifies as an eligible expense depends on your plan — check with your plan administrator if you’re not sure.
No. Elective IV therapy isn’t covered by health insurance, and we don’t accept it. Card, HSA/FSA and CareCredit are the ways to pay here.
Probably not. CareCredit tends to make more sense for a planned, larger course of treatment than for a single visit you could pay directly. See what things cost on our pricing page before deciding.
Then don’t. Most of our patients pay directly or use a membership tier, and neither requires an application or a credit decision. Financing is one option here, not the default.
Book
Ask Us About Payment Before You Book
Tell us what you’re considering and we’ll confirm the price and the ways you can pay for it. We can tell you what something costs; for anything about your CareCredit terms, the issuer is the right place to ask.
Prefer to talk?
Call and a nurse
answers the phone.
Not a call center, not a booking bot.
What happens next
- We read it the same day
- A nurse calls you back, not a booking bot
- We confirm the price before anything is scheduled
Mon–Fri 8am–6pm · Sat 8am–2pm · Sun closed
Treatments provided by Ultimate IV and Wellness · 7262 55th Avenue E, Bradenton, FL 34203